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Showing posts with the label awesomelife

Don’t Waste Time! Apply These 6 Simple Techniques To Improve Water Conservation

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El Nino is coming to ravage Philippines once again under the guise of summer season but this as we all know makes temperatures skyrocketing, pushing living costs at its peak, and water consumption being on top. Here are simple, actionable and practical ways that will help you live reasonably while at the same time, conserving water at home. Thanks to Cebu City Government for these infographics and I hope you find it useful!





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Helping OFWs Bridge Financial Gaps

After years of uphill struggle, many OFWs come home to stay into the same financial status and way of life they had before they departed the country. There are many whys and wherefores for such an upshot – their families back home were unable to save, the salary earned out of the country proved inadequate for the family’s mounting necessities, the OFW overseas had so many other trials to deal with such that economic groundwork fall through the cracks, or financial implements abroad simply did not tone with the needs of our fellowmen in other countries. 

With AXA iON, Filipinos abroad who log on to the internet quite often can now access the most basic financial products that can help them secure their financial future in a transparent, easy, and affordable way.

“The internet is playing an ever increasing role in the way we communicate, transact and find information about anything,” Rien Hermans, President & CEO of AXA Philippines said,   “With AXA iON, we now give Filipinos the c…

Thoughts of a Newly Turned 25-Year Old

My vision... is to live in a God-fearing happy world where there is tolerance for people to become who they are, where they are treated with equality, where there is acceptance, where there is prosperity and abundance, and most of all a society that functions with sustainability.

My mission... is to educate and inspire as much souls as I can and learn from others along the way, in order to realize the better joyful world we all deserve in His name.


My tattoo... People ask me "why wings?"

The answer is Why Not? I've always have been fascinated by angels and eagles.

I grew up asking why He never gave us the ability to soar heights naturally and then eventually I answered my own question:

He did not give us limitations, instead, He gave us a great opportunity to rise above it.
A photo posted by www.jaysee.me (@jayseeblabs) on Mar 6, 2015 at 5:24pm PST Photo taken by Geraldine!
Birthday wish... As I turn a year older, I hope I will find joy every time I wake up, a reason t…

Thoughts from a Mega Banker: Financial Skills For Fellow 20-ish Pinoy Yuppies

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I may have financial successes and failures at different points in my life but if there is anything I am proud of, it is that I have stuck with my plans even through privations.

I am living frugally now because I have a lot of responsibilities to pay. I’m currently paying off equities for a pre-sold home (at age 23!), mobile data plan, premiums for a life insurance, premiums for a funeral plan (I know right?), saving for future plans (which I am not able to do yet) like finishing my postgraduate studies or travelling and investments like funding my stocks and mutual funds through Citiseconline and FAMI Equity accounts respectively.

I didn't need to wait until I reach the pinnacle of my career years to educate myself towards financial independence. I take it upon myself to learn about personal finance as early as I can even if I am still a rank-and-file employee. Ignorance is the biggest cost we pay, so we have the responsibility to continually educate ourselves in order to prosper…

Thoughts of a Mega Banker: 14 Tips to Outsmart your Credit Card

Working for the biggest financial in North America fortified everything I know about Philippine credit cards. There are better resources online but let me share you what I know about this great financial tool and how you can use it to your advantage and not the other way around.

"The plastic" is very convenient and rewarding to use that is if you know how to use it wisely.

14 Ways to Outsmart your credit card
Always pay it in full based on your "outstanding balance". (Note: not minimum, partial.) This is where we make money from fees like finance, interest, or transaction fees.Get a card which suits your lifestyle. If you are a frequent flyer, then use card that gives you reward like miles. Make sure you get the best deals of the best card. Do not pay for annual fee ever. That is not to say that you don't pay it at all, just ask them nicely over the phone if they could waive it let's say for the first year or the first three years. I made this mistake and so…

MBA Diaries: Awesome Things To Know Before Starting Business in PH

There are a lot of resources that gives an in-depth discussion on the requirements needed to legalize business here in the Philippines. The fundamentals and documentation requirements in filing for these make the very foundation of the entrepreneurial work we are to embark in. 

From single proprietorship, partnerships and corporations, requirements differ whichever the government deems necessary and suitable.

There is going to be a great deal of work to be done when starting up but since the DTI has actively devised the Philippine Business Registry, getting into business has never been easier.

SSS and BIR requirements are very long, specific and at times, arduous but are very important in nation building through tax collection and pension planning of everyone in the industry not just with the employees we will employ but our own as well. I couldn’t stress the importance of PhilHealth requirements too in ensuring our labor force are well taken care of.

Corporations whether stock or non-…

Finance Tips for Young Filipinos from a Young Mega Banker

I currently work for North America’s largest mega bank and there is so much we can learn about finance from our developed counterparts. Fear is another concern among us Filipinos young and old alike. But if there is something we have proven the world, it is that we rise significantly from almost anything.

It has been a generally accepted fact the Filipinos loath risk, meaning we tend to dodge risks especially in investing and how we view entrepreneurship. One evidence of which is our huge money in Savings accounts. 

“BSP numbers pegs bank accounts (Savings, Checking & Time Deposits) at about P5 trillion while Special Deposit Accounts (SDA) at approximately P1.5 trillion.”  - MoneySense Philippines - A big lump of the money of the Pinoys is not actually being put in investment vehicles and is not reaching their full potential. While bank accounts are really safe, their earnings are waaaaay below price increases rates on commodities (inflation) which means for every year we keep money…

My MBA Diaries: Awesome Takes on Filipino Entrepreneurship

The Filipino Entrepreneur The observed characteristics of the Filipino entrepreneur is very much alike to the Eastern philosophy of yin and yang: someone who has strengths and weakness. It is no secret that the successes of today's wealthiest Filipino businessmen was largely influenced by their traits, values and experiences as they rise above their adversities in life and did what they have to do to survive. They have turned their negative practices and attitudes into entrepreneurial assets.

It is very relevant to my life in a sense that we all need role models growing up and learning the ropes of entrepreneurship.

With the current business climate, it makes sense to learn from the best to be the best. 
Industry’s key players could be a rich source of information if you wish to be one of them some day. Their frugality, self-discipline and undying thirst for learning, made them accumulate wealth in the process.


Henry Sy, the Philippine’s top retail magnate has grown his investments…

Moving To A Greater City

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The short trip here in Manila with my siblings a few weeks ago was the precursor to the series of events that followed and the dreams that formed. I never said goodbye to anyone. Well, except for my family and my lola. There is something about goodbyes that just isn't me. I'm more of a 'see you soon' type of person. Maybe it is my defense mechanism as I've lost a lot of people in the past, but still, I just don't do well with emotions.



After being scheduled for a work interview, I just thought of packing my bags immediately and contacted my cousins if I could live with them. I could never be more thankful to God for blessing me a wonderful family here. For the first time in my life, I am in a place where love and respect is just overflowing.



I have prepared my whole life for the hardships of living here and I'm the one who actually goes out to make it happen when I decide to do something. People were shocked. Even I was shocked. But then there is nothing mo…

Open Graduation Letter To My Baby Bro

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Kif!

Congratulations! You made it! I will support whatever it is you decide to do from this point on as I always did when we were young.

I just wish there was someone who could have told me this when I graduated: real world sucks. Competition is cutthroat, expectations are high and it'll seem that the whole world is waiting for you to fail. But guess what? It took me a long time to figure life out and the only way to survive is to actually not care. Yep, you heard me right.

Don't give an F about anything that doesn't matter. It's easy to get distracted in life but if you just write down your goals and aspirations and look into it daily, your mind will conceive and the universe will connive to make it happen. You saw my post-its in my room. That's what it was for.Don't even care if you fail. If you fail, the better. Why? You become a better version of yourself. Don't care about words coming from people who don't want the best for you. Don't even care …

Faith Above Everything Else

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Growing up, life gave me barely enough in everything. But I am thankful I was raised that way because it taught me to appreciate what I have, save and have financial discipline, concretize my big dreams and work hard all my life for the things that I want to happen. Those deprivation prepared me to face the harsh fact that real world plays no favorites.

Something happens to you when you become the hero for a long time. When I had the opportunity to actually do nothing, I immediately jumped at the idea. It was hard to explain to anyone even to my self. But we all go through that stage in life where we have nothing to lose and we couldn't think of anything better but to follow our heart. I am not one to explain my actions for I am only accountable to my Creator alone. We are young, the stakes are high but we have the rest of our lives to do better if not our best.  

With everything that goes on in my personal life now, I could only sigh with exhaustion beyond repair. A wise girl once …

Through Loving Yourself The Most

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It is no secret that we face adversaries of different degrees on a daily basis and there is only one reason to rise a million times, we actually have no choice but to... live. We owe it to our Creator to become better version of ourselves, to be happy and to be prosperous. 




That principle has been etched into my soul for quite a long time now, to the point that it was the first word I tattooed to myself. I don't even suggest you get one unless you fully understand the risks that it will cost your family, career and future plans. I could go on detailing the very moments that I've kept hidden to the world that ultimately lead me to do the unthinkable, but I'd rather not. Because I want you to go on your own personal journey and reconsider the very reasons why you live to this day. 



It has always been my cause to bring happiness and positivism into this world, if it is the last thing I would do. You should do this same as this world is exponentially decaying from anger, sin and…

A Dying Man's Wish

We are not strong.

I am sorry to disappoint you, world but we are not as “resilient” as what you may have heard of us. You can’t just say that we had this crisis because we are "strong people."  

When the greatest storm of biblical magnitude comes crashing in, you’ve got nowhere to run, the strength we once know just… disappears.
Nothing will ever discount the pain brought about when our towns got awashed like an ant thrown into a tumbling industrial washing machine. If developed nations took a considerable amount of time to recover, imagine a small country like ours suffering hundred times more.

No one could ever be prepared enough for the tragedy that took the lives of hundreds of thousands and one heart of our nation.

An expat stormchaser recounts the last days of Tacloban as a sea of water where, moments later, lit up the dark sky as the remnants of the city went afire.

Where were you as a child got torn away my arms by ravaging waters finger by finger? Where were you as a …

Top 8 Brutally Honest Money Tips for Filipinos. Seriously.

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Filipinos are apparently boastful and naive when it comes to money. This was quantified during a financial literacy survey headlined by Philippine Daily Inquirer with "Filipinos as money ‘experts’: Clueless on bonds, stocks, loans." 

I don't claim to be a financial expert but I know enough and I care so much for people around me but educating them seems to be hard so I just hope they read this and the rest of millions of Filipinos who haven't got a clue. 



Rule number 1. Get Paid What You're Worth.  Make sure you make an industry review of what your job is worth on the market. Network is the best source so chat up with peers and build lasting valuable relationships. Think about what you could do to advance your career and what your options are in the future.





Rule number 2. Spend Less Than You Earn.  Why is everyone finding it so hard to live within their means? Why buy things you don’t need? Live humbly. Is that so bad? But reward yourself especially if you deserve…

Earn Free $25 By Helping Others

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A revolutionary micro-financing website launched a few years ago. Now with over millions of dollars lent, with a guaranteed 98.99% repayment rate from borrowers, the success of the US-based company lies on how efficient it is in mobilizing crowd-sourced funds to those who need it most, our struggling brothers and sisters all over the world.

I am proud to introducing Kiva. Empowering people and alleviating poverty $25 at a time. 
Choose a borrower. Make a loan. Get repaid. Repeat!


I had a first hand experience on how it was able to change the lives of its loan clients here in the Philippines when I was flown to Kabankalan City, Negros Oriental and meet the people behind the success of the social enterprise.

Negros Women for Tomorrow Foundation Inc. (NWTF), increases its aid to the homemakers by seeking the partnership of Kiva to some of its members. These women are trying to increase family income through setting up businesses in farming, raising hogs, feeding fowls, setting up stalls an…

Assuming A Greater Challenge: NNCRVII Appoints New Champions to Causes

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I have always used my social media influence to promote awesome things: from great personal reflections, to events with a blast; but what I'm most notable for is my inclination towards anything for social good. 

So it comes as no surprise that I became part of one of the fastest emerging organization of media practitioners in Cebu assembled by the National Nutrition Council that would help sustain efforts for nutrition campaigns, advocacy and events.

Malnutrition is one of the effects of poverty that has been putting the country at bay in terms of human and economic advancement.

MEDIA INFORMATION NETWORK FOR NUTRITION AND DEVELOPMENT 7 (MIND 7) has been involved with projects and events that NNC Region 7 has been fighting for these past few years.

Yours truly, was just entrusted the position as Secretary and was blessed enough to land in a national daily via coverage by Ms. Cheryl Baldicantos of Manila Bulletin. As I assume a new responsibility, I promise to do everything in my pow…

Cebu Bloggers Society Inc. Celebrates 5 Years of Awesomeness!

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A glamorous event for the Cebu bloggers happened at Harold's Hotel in light of CBSi Appreciation Night last February 15, the organization's anniversary celebration and a toast to the monumental success we've worked so hard for. 



With the theme, “ACTNow”, which is also CBSi’s guidepost for civic participation, I thank all the members' support and the guidance of our leaders who are one with me when I say that bloggers have the power to incite action from the general public in issues that we are facing today.

And as the Official Committee Chair for the Outreach, I promise to integrate social good in every endeavor that CBSi will be involved in and eventually have it naturally assimilate with us especially to our partners: the agencies, the businesses, the government and most especially the non profits and the youth sector.

The night will recognize members and partners who made significant contributions to the premier blogging organization in the country.

This event will ca…